It's a frustrating and even frightening feeling. But most operators of rapid-growth small businesses have experienced it.

Your company hits an unexpected growth spurt. You've sent out a blizzard of invoices, but your accounts receivable are crawling in, ever so slowly.

Perhaps - heaven forbid - you're in danger of missing your payroll.

Caught in a sudden and severe cash-flow crunch, you rush to meet your banker. She shakes her head sympathetically and gently points out that you've already over-extended your line of credit.

Don Ulsifer and the team at Liquid Capital Affiliates have earned the trust and loyalty of companies of all sizes.

What are your options? You might try panicking. But it makes more sense to call Don Ulsifer, president of Liquid Capital Affiliates Ltd.

A knowledgeable veteran of the small-business wars, Ulsifer will introduce you to the factoring process. Then you can take a deep sigh of relief. All your worries may not be over, but your cash-flow problem has been resolved.

Or a more frequent occurrence may be that more orders are arriving each day and you do not have the equipment to service the new orders. Leasing a new truck or specialty equipment could increase your sales and your bottom line, but you don't have sufficient credit.

Now you could use your Accounts Receivable as collateral to get needed equipment.

"Situations like the one just described crop up frequently, but these are risks nobody has to take," says Ulsifer, who receives referrals from both bankers and accountants who wish to help their clients.

The alternative: Factoring, a simple and failsafe process that can save your growing business.

Here's how it works: As a business owner, you leverage those dawdling receivables and Liquid Capital provides funding with an immediate infusion of cash, based on outstanding invoices. In fact, you can receive up to 85% of each invoice immediately. With a pre-arranged fee structure in place, you decide how many invoices to sell and to what extent funding is required. As well as funding, Liquid Capital provides financial management assistance, a comprehensive service package that gives you the freedom to concentrate on operations, without the need for credit and collection staff.

Let's face it. Cash-flow difficulties are a fact of life for even the most enterprising and successful independent operators. Ulsifer is able to boast a long list of hard-working and eminently successful clients who have turned to Liquid Capital for relief time and time again.

For short term or longer term financing, it's a hard system to beat.

Ulsifer has seen this situation many times before. It happens more often than you'd think: A trucking company, say, is being inundated with orders and requires the immediate use of another vehicle.

But the corporate line of credit is maxed out and the operator risks the loss of important trade.

Enter Liquid Capital Affiliates.

"We can help these people turn their accounts receivable assets into cash, right now. We'll give them ready money to help them bridge that gap," Ulsifer says.

More and more frequently, operators turn to Liquid Capital to help them get through such stress-inducing cash crunches.

Why? Because Ulsifer and his team are able to provide independent operators with a virtually unlimited working line of credit, based on quality receivables.

In effect, they become silent partners who provide timely funding, but don't ask for an equity share. Nor do they insist on locking clients into long-term arrangements.

Ulsifer has the flexibility to fund without locking in to any long-term contracts. These allow clients to break off the relationship once they've reached a growth plateau, or otherwise feel the services of Liquid Capital are no longer required.

"Our system allows clients to completely level their cash flow. You do business, you generate the invoice and you get a cheque from us within a day," he says.

As mentioned, Ulsifer then assumes responsibility for collecting on the invoice. But clients enjoy the benefit of all statements and bookkeeping, thanks to Liquid Capital's transparent accounting process.

Liquid Capital offers an almost infinite range of price and service options for companies invoicing from $10,000 per month to several million per month. The company's client list ranges from single'-person enterprises to many of the most successful small businesses in the province.

Such loyal clients have turned to the factoring system to supply the ready cash they needed to capitalize on every growth opportunity that has come their way. They have also come to know, respect and trust Don Ulsifer and Liquid Capital, "The Factoring Professionals."

Intelligent operators of transportation companies, oilfield service and hauling companies, warehouse, distributing and manufacturing companies owe it to themselves to get in touch with Liquid Capital Affiliates Ltd.

Isn't it time to get that cash flowing again?

For more info, please contact Don Ulsifer. Call 403.269.5558 (Calgary) or 403.314.1118 (Red Deer).

Or reach him via e-mail at dulsifer@liquidcapitalcorp.com