Every evening at dusk, Dave Rogers sips a cool beverage on his balcony, drinks in the mountain view and marvels at the miracle that is northwestern Montana.

It's truly a place to call home.

Rogers is a lucky guy. As head honcho of the Indian Springs Golf and Active Living Community in Eureka, Mon., he lives his dream every single day.

Fortunately for shoppers who seek a truly affordable and unique real estate investment, he's willing to share the bounty.

Residents at Indian Springs will enjoy a great selection of amenities, including a central clubhouse.

Indian Springs combines a unique set of attractions for empty nesters and families who want to squeeze every last drop of enjoyment from life.

Situated on 416 acres, about half way between the ski centres of Whitefish and Fernie, B.C.

(45 minutes to the northeast) Indian Springs is built around a classic, 18-hole golf course designed to challenge and stimulate.

But that's far from all.

Residents enjoy spectacular trout fishing on 90-mile Lake Koocanusa as well as on several smaller, surrounding lakes. They saddle up for trail rides on the community's 1,200 acres of horseback lease. They hike and they cycle on more than 12 miles of walking trails.

Not really a retirement area, Indian Springs was conceived as a lifestyle choice for people of all ages and interests.

And here's the best part: You can afford it. This community was designed with ordinary, hard-working folks in mind. It's not reserved only for those lucky few who dwell in the upper income brackets.

"It's the kind of place that makes a recreational lifestyle accessible to my kind of people, folks who work hard for their money," says Rogers.

On top of the affordable price points throughout Indian Springs, a series of regulatory quirks and tax benefits make Montana one of the most attractive states to live in the entire U.S. But we'll go into details a bit later.

As we speak, a series of roomy and well-built single-family residences, duplexes and townhomes are available on Indian Springs' 416 acres.

But if you'd prefer to start from scratch, go for one of 260 large, landscaped lots designed for single-family homes or 79 townhome sites.

Or maybe you'd prefer to set up your rolling stock on a spacious lot in the fully serviced 15-acre RV Park. These are also landscaped, by the way.

Ownership entitles residents to enjoy a fantastic selection of shared amenities, including workshops, hobby shops, the central clubhouse and community gardens.

"Our home builders offer reasonable prices and these are large residential lots, some as much as one-half acre," says Rogers.

"Our whole purpose in this community was to generate good value for our purchasers. Housing costs down here are much more reasonable than people are used to at home in Canada. It's amazing how much value you can get for your money."

Montana's cost of living is reasonable as well. And this hospitable state is as investment-friendly as they come.

"There's a most attractive deferment program in place for capital gains," explains Rogers, a Canadian who originated in Fernie.

As Rogers explains, Indian Springs is an ideal destination for Canadian urban dwellers who seek to downsize.

Montana is very easy on your pocketbook. Even the gasoline is cheaper.

"Imagine living in a place with no GST or PST. Montana's state tax is quite reasonable and the capital gains tax is a flat 15 per cent, about 10 per cent lower than Canada's.

And then there's the magnificent weather.

Eureka is a pearl in a lush setting known locally as the Tobacco Valley, home to the most marvellous and unique weather patterns in the state.

Described as an extremely hospitable micro-climate, the Valley enjoys super-short winters and lengthy summer days that enable you to squeeze the maximum from the many recreational opportunities right there in your own back yard.

"We don't get much snow and the temperatures are generally mild through the winter. Spring comes early up this way," says Rogers.

"We have plenty of days each year when it's possible to golf here in the morning, then run up to Fernie in the afternoon for a little skiing."

Seeing is believing. Rogers and his team are looking forward to introducing you to the pleasures of active living at Indian Springs Ranch, carved from the landscape of one of the oldest working ranches to be found anywhere in this fascinating, historic state.

Find out how you can be a part of it by checking the website www.indianspringsmontana.com or by calling a member of the sales team at 406.889.5056.

Or send an email: info@indiansprings montana.com.